Leocare, the insurance of the future that works thanks to a mobile application

Article sponsored by Leocare

In the past, cell phones were used to make and receive calls. Today, smartphones offer a multitude of functionalities, in particular thanks to applications. Leocare is a neoinsurance that has chosen to put mobile at the heart of its operation. Instead of going to a branch, policyholders can download the Leocare app and be insured in just a few minutes. Indeed, it only takes 1 minute to get a quote and less than 4 minutes to sign a contract. The app is easy to use. Because the guarantees are flexible, it is possible to adjust them from the application with just a few clicks.

The smartphone, a tool that has become indispensable

The first smartphone in history was released in 2007. The device offers a multitude of possibilities. In addition to making and receiving your calls, it offers you the possibility of listening to music, going on the Internet and checking your emails. Today, almost everyone owns a smartphone. More than 9 out of 10 people over the age of 15 own one of these devices. To use your smartphone, you pay a monthly subscription. This allows you to call and use the Internet. On a daily basis, the smartphone is very practical. It allows you to be reachable wherever you are and, of course, to make calls. Often, having your phone is reassuring. This is all the more the case if the device allows you to manage your insurance contracts. Leocare offers 100% mobile insurance. To subscribe to a contract, modify the guarantees or even declare a claim, you must go to the application Leocare. Requests are processed quickly and electronically.

The usefulness of the smartphone for Leocare offers

As you know, your smartphone is essential on a daily basis. It is also so that you can take full advantage of the Leocare offers. This insurance of the future offers home, auto and motorcycle insurance with a different operation. The contracts are perfectly adapted to the needs of the insured. Because they are flexible, they can be customized. To meet the expectations of its policyholders, Leocare has an application from which they can make quotes in 1 minute, subscribe to an offer in less than 4 minutes, adjust options and manage claims. This application is accessible from your smartphone, it has already been downloaded 600,000 times. Leocare is more than online insurance, it’s digital insurance. Thanks to a dematerialized operation, it allows policyholders to make significant savings. Indeed, Leocare offers prices 25% cheaper than those of the competition.

What are Leocare insurances?

Leocare offers different types of insurance. Among them, there is home insurance, which is essential to protect your home. You can choose from 3 levels of guarantees: Eco, Medium and Premium. The Eco formula offers basic guarantees, and more particularly civil liability. This is essential whether you are a tenant or an owner. Be aware that Eco insurance does not protect against electrical damage. This is what differentiates it from the Medium and Premium formulas. These offer more comprehensive guarantees and, above all, a higher security. It can reach €15,000.

If you take out home insurance, you can add school insurance, but also take advantage of a certificate for your roommates or a telework certificate. Leocare home insurance includes many free services. Among them, there is compensation for transport or accommodation costs in the event of theft, fire or water damage. Coverage of childcare costs or home help is offered in the event of immobilization. Thanks to domestic incident assistance, the travel expenses of a repairman are reimbursed. The SOS Clefs service supports the intervention of a locksmith.

Leocare car insurance also offers 3 levels of cover, namely Third Party, Third Party+ and All Risks. The Tiers formula covers basic risks and allows policyholders to drive legally. The Tiers+ formula is an intermediate car insurance that allows you to benefit from protection adapted to your needs. Finally, the All Risks insurance is comprehensive and protects you, whether or not you are responsible for the claims. Auto insurance companies all offer free 0 km assistance for breakdown assistance and the loan of a vehicle for as long as yours is immobilized. The body protection of the driver is unlimited.

To personalize the offer, you can use your smartphone to fill in the name of the second driver. Other options are possible, such as the reimbursement of the awareness courses necessary to recover the points. After subscription, which takes less than 4 minutes, the insured person immediately has their certificate. He can therefore take the wheel without waiting while being protected. In the event of a disaster and troubleshooting, monitoring is available in real time from the application.

The last insurance is motorcycle insurance. It has the same features as auto insurance, namely 3 levels of cover: Third Party, Third Party+ and All Risks. A few specificities can be mentioned, such as the €0 deductible on equipment and accessory guarantees, subscription to Liberty Rider, the guardian angel of motorcyclists, and the wintering option. Note that the Liberty Rider application is used from a smartphone, it allows you to create routes, but also to be located using GPS in the event of discomfort or injury. Finally, motorcycle insurance offers the wintering option. The wintering of the vehicle can be activated from the application. You can accumulate up to 150 wintering days. The membership fee is automatically adjusted. Other free services are included, such as the loan of a vehicle, the joker taxi or even the sending of spare parts.

Don’t wait any longer to insure your smartphone. As a Leocare insured, the device is essential. It’s your connection to insurance. Thanks to it, you will be able to discover the Leocare offers and even find your future contract. The quote request takes 1 minute and the subscription less than 4 minutes. LeoAdvisors are available to you by email, social media and by appointment.